Archive for the ‘Business Travel’ Category

Business travel insurance for the overseas businessman

Business travel insurance is a must-have for anyone who travels a lot due to his/her occupation. There are many companies out there that cater to those who are interested in business travel, providing coverage for their computer equipment. The Internet is a great source to find out more information about this particular type of travel insurance, with reliable companies presenting their services in detail.

Once you have found a company to serve your interests, make sure you check out the levels of cover and other conditions implied in the contract. Business travel insurance can guarantee laptop cover but also provide coverage for delayed business equipment. The period during which you are insured for business travel is up to you, varying between 24 and 60 days. Sometimes, you may discover that there are companies providing an additional coverage for winter sports.

The interesting thing about business travel insurance is that it can be taken both by the employer and the employee. When it comes to the employer, the travel insurance covers the following: business equipment, computer equipment and business money. The employee benefit from family travel insurance (kids are covered for free), they are provided with the winter sports coverage and even insured for adventure sports. As you can see, these specialists have really thought about everything wanting to satisfy their clients in every way. After all, it seems right to have the best possible coverage when you have to go on a business travel.

If you want to be certain that you have chosen the right policy, then you should start by checking out all the things covered. As it was already mentioned, the business travel insurance covers business equipment. What does this actually refer to? Anyone who goes on a business travel needs a computer or a laptop, thus you can certainly understand why computer equipment and additional communication devices are covered. Their owner is insured in case of loss, theft or damage that has incurred during the business travel.

Standard cover for travel insurance refers to: medical expenses, travel delay or personal liability. There is also a cover for business travel insurance, addressing the following: business equipment, computer equipment, employee replacement and business money. There are two additional covers, one reserved for winter sports and the other for golf. These are annual policies and you will have to think long and hard whether they are right for you. Do not sign any contract for business travel insurance unless it covers medical emergencies and health care expenses.

Business travel insurance is a smart thing to have, especially if you want to protect your assets during your travels. You can easily see if you need an annual policy once you determine the number of business travels you need to undertake each year. Read carefully for the fine print and choose the best one for your needs!

By a Large, Business Travel is not a Pleasurable Experience

Business travel has become so common that a considerable proportion of the corporate world of America is spending more time in airplanes and hotels than on their couches or in their automobiles.

According to a recent estimate, about 40 million adults in the US travel on business at least once a year to a location about 50 miles from home. More than 20 percent of the trips made by African Americans, for instance, are related to their work.

Those who do not need to travel frequently on business consider business travel glamorous and exciting. However, in reality, business travel is often arduous.

It is tough physically, tough on the family, and especially tough on the pockets of businesspersons who do not have the luxury of generous expense accounts to take care of their travel expenses.

In addition, those who travel on business regularly, quickly wise up to the fact that a stress-free and safe journey requires the smooth functioning of a number of interconnected factors, which includes the vagaries of the weather.

According to a study conducted recently, monitoring business travel trends:

> 58 percent of business travel is undertaken for association meetings and conferences,

> 43 percent comprising of business travel made by individuals,

> and 29 percent for corporate meetings.

The study also identified some of the most popular destinations within the US for business travel. They are:

> Washington, D.C.,

> New York,

> Los Angeles/Long Beach,

> Chicago,

> Atlanta,

> Boston,

> Houston,

> Minneapolis-St. Paul,

> Detroit,

> and Dallas.

Irrespective of what the destination is, business travel is seldom an enjoyable experience. Some companies will allow their business travelers the opportunity to enjoy their travel surroundings but this is usually short lived depending on the demands of the trip.

Business travelers, who have to make frequent trips, need special facilities to ease the hassles of traveling. Airlines and hotels are increasing the levels of services they provide in order to meet the growing demands of business travelers:

Usually, business travelers research fares on their own and make their reservations online. According to a survey, it was found that only 32 percent of corporate travelers used the services of travel agents for their reservation needs, while the rest, 68 percent, preferred using the internet or online services to plan at least some part of their business traveling arrangements.

Business travelers are usually technologically conversant; hence, choose to handle all their traveling arrangements through the Internet, limiting the necessity of having to interact with travel agents and professionals dealing with customer service.

Most tourism related sites offer one-stop travel facilities for reservations of flights, booking rooms in hotels, and providing transportation on the ground.

Major airlines like Delta and American have included travel-friendly features like locating cheap fares, finding economical hotel accommodation, and hiring cars on a rental basis inexpensively on their websites.

Travelers, thus, can make arrangements for an entire business trip, which includes seating preferences, confirming special food requests, and a text message or e-mail verifying their flight status and information about the departure timings with a few clicks of the mouse button.

Most of these sites provide boarding passes that can be printed out and online check-ins within 24 hours of the departure of the flight.

At the airport, those travelers in a hurry can take advantage of check-in kiosks in order not to have to wait in long lines, and get their boarding passes and their seating information.

Frequent Flyer Miles, Automatic Upgrades, and Comfortable Seating:

One of the biggest perks of traveling frequently on business is the facility of accumulating points, which can be exchanged for vacations. Travelers, therefore, are always on the look out for hotels offering generous points facilities.

Frequent air travelers also favor automatic upgrades and comfort inside the airplane, such as generous legroom and additional storage facilities overhead. Business traveler programs like EliteAccess provided by Continental Airlines offer comforts like guarantees of no-middle-seat and upgrades to the first class if possible.

Getting Value for Money:

Companies are constantly curtailing overhead expenses by cutting down on the travel allowances they give their executives, while business travelers look for ways in which they can maximize their allowances to the fullest.

For example, several hotels offer free breakfasts, while others provide complimentary facilities such as a welcoming snack or allowing their guests to make free long distance and local calls. Many hotels also offer free newspapers, tea and coffee.

Feeling at Home Far Away from Home:

Business travelers are so frequently away from home that they look for services that replicate their home comforts.

Although hotels are selected primarily for value and location, but business travelers expect home-like comforts like high quality toiletries, comfortable bedding, choices in beverages, cable TV and films, broadband internet access, exercise and convenient check-in/out facilities, and so on.

Business Travel on Short Notice

In any travel situation, the further in advance you can plan your trip, the better you will do on all of your accommodations.  But in the world of business, it often occurs that you have to get to a destination immediately and the ability to move swiftly is critical to the success of the business goal.  The good news is that you can do some preparations well in advance for short notice business trips so you are not caught completely without a plan.

You don’t want to have to flounder around about how to book a flight and where to stay if the business journey looms suddenly and immediately.   Short notice business trips seem to be endemic of certain industries and job descriptions so if you know you will go through this drill often, you can make some arrangements far in advance so you have a checklist of just what to do when you find out that you must be at your destination virtually immediately.

First of all, in a short notice travel situation, economy takes a second priority.  Your employer knows that if you have to book full fare on an airline to get to your destination at a specific time, the higher expense is unavoidable.  Make sure that your company travel policy has some clauses to put aside travel budget limits in such a scenario.

The part of the trip where you will have the least “wiggle room” will be airline accommodations.  Of course, you can use the big internet search tools like Travelocity or Orbitz.  In general, those are good places to start to find what airlines do have flights at your specified times.  But once you pick an airline, working through the airline’s web site directly will show you the most options they can offer and sometimes provide you with better fares, even on short notice.   Be sure you watch the travel details closely so you don’t find yourself enduring long layovers that are going to jeopardize the tight timetable of the business meetings you need to attend.  If necessary, spend the money on nonstop flights to assure that the business goal of the trip is top priority.

Do your homework about hotel accommodations well in advance.  If there are likely destinations that you could be called upon to go to quickly, you can do your research on the closest hotels to the business site so you cut down on commutes once you are there.  By having your target hotels bookmarked and the phone numbers on file, you can quickly call and set up your accommodations in a matter of minutes.  But if you find that your best choices for hotels are booked up on the days you will be at your site, call them anyway.  A good hotel will call around to other hotels in the area and get you a room as close to your destination as possible.  They can save you hours of frustration searching for a replacement room.

Rental cars are usually not as much of a problem.  It’s a good idea to call ahead and get a reservation but short of a major convention or sporting event in town, there are so many rental car agencies that you should be able to find a car to rent even if you don’t start your search until you are on the ground at your destination city.

You can make other preparations for the possibility of a short notice business trip like having your toiletries and personal affects you always travel with packed and ready to walk out the door.  By having your travel clothes ready to go, you can virtually walk home and walk out in a matter of minutes for a short notice business trip because you are that well prepared.

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